(903)340-0419 | forsale@stonehuffman.com
I help buyers evaluate value, understand leverage, and avoid overpaying — with calm guidance and a risk-aware strategy.
Before You Make an Offer, Make Sure the Numbers Make Sense
This is a short, low-pressure conversation to walk through pricing reality, current market conditions, and whether your expectations align with what’s actually happening — before you invest time, money, or emotion.
Buying a home is a financial choice first — and it’s easy to make expensive mistakes when the process gets rushed or emotional. My role is to help you make better decisions: evaluate value using real comps, understand market pace, and choose an offer strategy that fits the risk in front of you.
If you want straight answers, clear tradeoffs, and a plan that adjusts based on what the market is doing (not what we wish it was doing), you’ll probably like how I work.
During our initial consultation, we will discuss your wants, needs, and desires, taking into account your search criteria. I will guide you through the process of getting pre-approved for financing & provide insights into your budget for the mortgage, allowing us to understand not just what you can spend, but how aggressive or conservative we should be in different market conditions.
Once we have identified your preferences and requirements, we will schedule property showings to view potential homes that align with your criteria. I will accompany you during the showings, offering valuable insights about the properties and neighborhoods to help you make informed decisions. Showings are coordinated intentionally so we’re looking at the right properties at the right time.
Negotiation isn’t a personality contest — it’s leverage, timing, and clarity. I help you assess what we can reasonably ask for based on the property’s demand, recent comps, and how competitive the moment is.
We’ll decide when to push, when to protect terms, and when to walk — especially around inspections and appraisal risk. You’ll understand the contract and the decision points before we commit, so nothing feels like a surprise later.
During the option period, I will assist you in arranging property inspections and guide you through the due diligence process. I have trusted contacts, including home inspectors, who can provide comprehensive assessments of the property. We will work together to review the inspection reports and determine the necessary steps to address any identified issues.
After the option period, we will proceed to the appraisal stage. The lender will order an appraisal to verify that the property's value aligns with the purchase price. The contract will also be contingent upon the property appraising and the buyer obtaining final approval from the lender. Additionally, the title company will conduct a thorough check to ensure the property is free and clear of any liens or title issues.
At the closing, which takes place at the title company, the final closing paperwork will be signed and notarized. You will need to bring your identification, and the funds for closing should be ready to be wired or provided as a cashier's check. Once the closing is completed, I will hand over the keys, and you can embark on your new homeownership journey!
Ready for a Buyer Strategy & Market Reality Check?
This is a practical conversation about your budget, risk tolerance, and what the market is doing right now — so you can decide how aggressive to be, what to avoid, and what “good value” actually looks like.
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